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What triggers a mechanic's lien?

  1. Failure to pay real estate taxes

  2. Legal judgments against a property owner

  3. Nonpayment for services rendered on a property

  4. Taking out a mortgage

The correct answer is: Nonpayment for services rendered on a property

A mechanic's lien is a legal claim against a property for unpaid work and services. It is typically filed by a contractor or subcontractor who has not been paid for their services. Options A, B, and D are not related to nonpayment for services rendered on a property and therefore would not trigger a mechanic's lien.