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What does a Certificate of Title offer?

  1. A warranty of ownership

  2. An examination of public records' opinion on title status

  3. A title insurance policy

  4. Guaranteed title by the state

The correct answer is: An examination of public records' opinion on title status

The other options are incorrect because A: A warranty of ownership does not guarantee ownership, it just guarantees that the seller has the right to sell the property. C: A title insurance policy offers protection against financial loss due to defects in the title, but it does not necessarily offer information on the title status. D: The state does not provide a guarantee of title, as it is the responsibility of the buyer to research and verify the title status.