Alabama Real Estate Practice Exam

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What can make a mortgage void?

Applying for a mortgage on one property but intending to use it for another
Refinancing more than once
Changing the terms after approval
Taking longer than a year to start construction

The correct answer is: Applying for a mortgage on one property but intending to use it for another

A mortgage can become void if the borrower applies for the mortgage on one property but intends to use it for another. This type of intentional misrepresentation goes against the terms of the mortgage agreement and can lead to the mortgage being declared void. The other options mentioned involve changing terms or actions that may result in the mortgage being declined or the borrower facing penalties, but they do not necessarily make the mortgage void.